Brett Gerharz

I’m a second‐generation State Farm agent and have spent over eight years with State Farm, proudly serving Fitchburg and the surrounding Madison area. Insurance has always been part of my world, and I enjoy helping individuals and families feel confident about protecting what matters most to them. Whether that means Auto Insurance for your daily commute, Home Insurance for where life happens, or Life Insurance to help plan for the future, my goal is to make coverage feel clear and personal.

Outside of the office, I’m a family guy through and through. I’m married to my wife Courtney, and we have two amazing kids, Marley and Baker, plus our golden retriever Roo. Roo is part of the office crew and usually joins me at work on Mondays, Tuesdays, Thursdays, and Fridays, so don’t be surprised if she greets you at the door. When I’m not working, you’ll likely find me outside golfing, biking, camping, kayaking, or hiking. I also love cooking and spending time around the grill, playing card or board games, and cheering on Wisconsin sports with my family and friends.

Our office works with customers across Fitchburg, Madison, Verona, Stoughton, Cottage Grove, Sun Prairie, Middleton, Oregon, McFarland, Cross Plains, Mount Horeb, Edgerton, and throughout Wisconsin, offering Auto, Home, Renters, Life, Business, Financial Services, and Health Insurance options.

Our office is located at 6200 Nesbitt Rd Ste D, Fitchburg, WI 53719, and I always offer personalized quotes with competitive pricing, so feel free to stop in, give us a call, or check out our Google reviews to see what customers are saying.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Brett for insurance guidance in Fitchburg.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In Fitchburg, you can count on Brett for personalized service.

Q: What kind of insurance do I need for a leased vehicle?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Brett is here to help your Fitchburg household feel covered.

Q: What is renters insurance?

A: Renters insurance is a simple way to help protect your personal belongings and provide liability coverage while you're renting. Since your landlord's policy typically covers the building itself, this type of coverage is designed to help protect you and the things you own. Looking for coverage? Talk with Brett about your options in Fitchburg.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. For personalized coverage in Fitchburg, WI, reach out to Brett.

Q: What's typically covered by a homeowners insurance policy?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. Brett is proud to serve the Fitchburg community.